Say what comes in
Enter your income for the period and your fixed expenses.
Product 02 · Personal finance eFinanças Caixinhas
The app that treats every box as a budget — and shows, every day, how much you can still spend without breaking the month.
Based on the same financial organization used by large companies, we created budgeting by boxes. Separate your budget by type and purpose of spending, and see how much you can save each month with organization.
Coming soon Android · iPhone in testing
13:44 5G 71
Actual monthly balance i
R$ 1.240,00
Available to spendR$ 3.000,00
Allocated to boxesR$ 2.500,00
Used from boxesR$ 740,00
Planned balance+R$ 180,00
Expected balance+R$ 260,00
+ Add expense
Boxes this month
Day+R$ 32,00
View expenses▾
Week+R$ 140,00
View expenses▾
13:44 5G 71
Boxes
Subscriptions+R$ 26,65
PlannedR$ 120,00
SpentR$ 93,35
View expenses▾
Week expenses+R$ 420,00
PlannedR$ 620,00
SpentR$ 200,00
View expenses▾
Misc+R$ 160,00
PlannedR$ 240,00
SpentR$ 80,00
View expenses▾
Weekend+R$ 90,00
PlannedR$ 150,00
SpentR$ 60,00
View expenses▾
Interface preview · illustrative values.
The problem
Your bank balance is not the answer. What is left for today is.
Your banking app shows what has already happened. Spreadsheets take work. eFinanças starts from another question: with what you have today, how much can you still spend?
How it works
Three steps to make the month make sense.
Spread it across boxes
Every box is a budget with a ceiling and a purpose — not a savings account.
Follow the day
Log expenses and see what still fits in the day, the week and the month.
What is in the app
Built for today’s decision.
Not a tracker of past spending. An answer to what can still be spent.
Day, week and month budget
Every box affects the boards you choose, with balance and progress bar.
A box is a budget
A ceiling and a purpose for spending — not money sitting still.
Three balances
Actual, Planned and Expected, including the projection up to today.
Correct split
Daily, weekly and monthly, including when the week crosses the month.
Event boxes
A dedicated budget for trips and special periods.
Other income
Refunds, returns and money coming back enter the spending balance.
Complete expenses
Amount, date, box, description with autocomplete, installments and history.
Automatic categories
Groups expenses by keywords in the description.
Notification capture
On Android, reads bank notifications in the background and asks for your confirmation.
Tutorial and reminders
Guided tutorial and reminders for fixed expenses.
Two details that change the month
A trip is not an ordinary expense. The app knows it.
Event days come out of the other boxes and sit inside their own budget.
Bought something? The notification arrived.
eFinanças asks: log it or discard it? You can also block a type of notification.
Privacy
No bank connection. No login.
Your data stays on your device. eFinanças does not ask for access to your bank account and does not send your spending to a server.
Everything on your device
Income, expenses and boxes stay on the device.
No cloud
You do not need an account to use the app.
Notifications with permission
Android only, with your authorization, and only those with a value.
You confirm
Every capture goes through your confirmation before it becomes an expense.
Availability
Where eFinanças stands today.
Android Coming soon
iPhone In testing
Windows Same codebase as Android
Account Not required
Data On your device
Distribution and pricing model not defined yet.
The images on this page are an interface preview with illustrative values. The app is in its launch phase.